Identity Theft

Focus:

  • Identifying identity theft and it's impact on you.
  • Think you are safe - it may be time to think again!

 

Identity Theft and Fraud

 

  1. Credit Card Fraud  
    • They can open new accounts in your name.  They use the card(s), and when the bill remains unpaid - it goes on your credit report.
    • They may change the billing address where your bills are sent, then use your account.  Since you would no longer be receiving bills, it could be a while before your realize what has happened
  2. Phone/Utilities Fraud 
    • keyboard_cardThey can open new accounts for land and wireless phones in your name and run up charges in your name.
    • They can use your name to get utilities and have the bills sent elsewhere.
  3. Bank/Finance Fraud
    •  They may open a checking account in your name and pass bad checks.
    • They may take a loan out in your name.
  4. Government Documents Fraud
    • They could get a driver's liscense or other official ID card in your name, but with their picture.
    • They may file a fradulent tax return in your name.
    • They could file for government benefits to be sent to them in your name.

 thumbprint

*Fact - Experts estimate that 10 million people every year are victims of identity theft and/or fraud - that means 19 people every minute have their identity stolen.

~ Debt Recovery Solutions of Ohio, Inc. is committed to stopping identity theft/fraud and we are invloved in a red-flag program designed to take appropriate measures to prevent the loss of any personal information.